Travel insurance

Travel insurance protects against unexpected expenses in case of accidents and other problems and ensures a carefree holiday or business travel.

It covers various expenses, such as the cost of medicinal products in case of an accident or illness and expenses related to returning home.

In addition, it is possible to choose an insurance coverage against several other unexpected and unpleasant problems, such as a trip cancellation, flight delays, loss of luggage or costs resulting from airline bankruptcy.

Why Salva?

  • Wide choice of channels for purchasing insurance policy. You can purchase the policy in any sales facility across Estonia or through the website www.salva24.ee.
  • Several benefits. You can get 10% off the price if you purchase the policy through Internet website. Salva offers a 120-day discount insurance cover to frequent travellers.
  • No retention (deductible). In case of travel insurance losses, Salva does not apply the retention (deductible), except in case of liability insurance losses where the retention (deductible) specified on the policy is applied.
  • Health insurance based on your needs. Insurance cover selected for a health insurance policy can amount up to 150,000 EUR. This is the limit of indemnification for the losses related to a sickness or an accident. The chosen sum insured is applicable to a single person insured. In case of a sickness or an accident, an insured person may seek treatment from the most suitable medical facility, including a private hospital.
  • Wide health insurance cover. Insurance covers the costs of ambulance, hospital, medical care, and medicinal products as well as repatriation costs for the sick person and accommodation and living costs of the person accompanying the sick person.
  • Flexible travel interruption conditions. Salva compensates any additional costs arising from travel cancellation, travel interruption or missed transit flights. The travel is not required to start from Estonia and you can conclude the contract only for flight days.
  • Luggage cover in case of lost items and damaged suitcase. If luggage is stolen, damaged or delayed, Salva compensates the related costs.
  • Wide selection of additional risks. Depending on the destination and specialities of your travel, you can choose the insurance cover against the following risks:
    • a planned event is cancelled;
    • protection against losses arising from strike, insolvency or bankruptcy of the carrier;
    • losses caused by natural disasters (e.g. earthquake, volcanic eruption, hurricane, flood, etc.) and terrorism.
  • Natural disasters and terrorism insurance cover can be added to both health- and travel interruption insurance. In case of terrorist attacks, insurance covers politically, religiously or ideologically motivated violent acts pursuant to limitations provided by the contract. Indemnity is payable if an insured event occurs in the insured person’s transit or destination point during the trip or within 48 hours before the beginning of the trip. Ask more information or look for the price in www.salva24.ee.
  • Liability insurance for covering losses caused to third persons. If a liability insurance cover has been added to the travel insurance policy and the insured person causes losses to third persons during his/her travel (e.g. unintentional damage caused to hotel furniture, etc.), Salva indemnifies the losses within the amount of sum insured. Retention (deductible) for liability insurance is 100 EUR. See for terms and conditions here.
  • Indemnification of losses caused due to rental car damage or theft. If an indemnification of rental car excess (deductible) has been added to the travel insurance policy, Salva covers the losses caused in a situation where a car rented during the travel is damaged by an accident or a natural disaster or is stolen. Indemnification for the excess (deductible) may amount up to 1,500 EUR.