Traffic insurance

Motor TPL insurance is a mandatory insurance class that indemnifies the victim for the losses caused by the person who is responsible for the occurred traffic accident. The amount and nature of losses can vary from common minor „fender benders“ to damages caused to a person’s health.

Motor TPL insurance contract must be purchased for each vehicle entered into the Estonian Traffic Register.

Why Salva?

  • Quick and flexible conclusion of insurance policy. Motor TPL insurance policy can be purchased in any sales facility across Estonia or through Internet website Insurance policy purchased through the Internet is sent to the specified e-post address in a few minutes.
  • Benefits. You can get 10% off the price, if you conclude the contract through e-channels. See for details
  • Flexible insurance period. Insurance policy may be valid starting from 1 day up to 1 year, depending on the needs of the customer.
  • Free Autoabi service. Free Salva Autoabi offers consulting services as well as helps to complete the formalities in case of an accident and provides procedural services. You just have to call to 684 4444.
  • Salva indemnifies the victims for losses caused by the clients of Salva.
    • In case of property loss, the Insurer repairs or replaces the victim’s vehicle and other damaged property, e.g. clothes, laptop, fence, etc. Losses are compensated in the amount of up to 1.2 million EUR per case.
    • In case of personal injury, Salva compensates to the victim the losses arising from temporary or permanent incapacity for work and also the costs of medical care. Losses are compensated in the amount of up to 5.6 million EUR per case. In case of death caused by accident, Salva compensates the funeral costs.
  • Tailor-made insurance policy.
    • An automatically renewable insurance policy is suitable for any person who uses his/her vehicle all year round. Renewal of the policy is a simple process, as Salva delivers the new policy document together with the invoice to the client well before the expiry of the previous policy, ensuring thus the uninterrupted insurance coverage.
    • An insurance contract that is not automatically renewable is a convenient option for any seasonal user of a vehicle, e.g. for those who use the vehicle only in summer. When the period of insurance ends, Salva does not send the new contract for the next period and the client has no need to take further actions.
  • Additional insurance protection for the driver causing the traffic accident. Mandatory motor TPL insurance provides no coverage for the losses incurred to the driver causing the traffic accident. Salva is the only insurance company in Estonia that offers a possibility to purchase also an accident insurance cover together with the motor TPL insurance for the driver causing the traffic accident. In case of a loss event, Salva pays one-time lump sum permanent disability benefit or death benefit to the driver causing the traffic accident or to his/her relatives. See for details.