General third party liability

General third party liability insurance is primarily addressed to companies and it covers general mandatory liability, which is directly related to economic activities, to both third parties and company’s own clients in case of personal injuries or property losses.

What is the general mandatory liability?

Mandatory general third party liability is the potential liability that a company has in connection with direct performance of general economic activities to the following persons:

  • third persons – e.g. losses caused by heavy snow fallen from a building of the company, losses caused to the office located downstairs by pipeline rupture, personal property damages due to construction works outside the construction site, etc.;
  • own clients – client has slipped in the office, client’s property has been damaged during the repairs, tenant’s office equipment has been damaged due to ruptured pipeline, unexpected damage caused to the contracting party at construction site, etc.

See for detailed insurance terms and conditions here. Contract can be concluded and additional information requested in any sales facilities across Estonia.